Homeowners Falling Behind On Mortgage Payments
Homeowners Falling Behind On Mortgage Payments
The delinquency rate for residential mortgage stood at 4.67 percent of all loans outstanding in the third quarter of 2006 on a seasonally adjusted basis. That's up 28 basis points from the second quarter, and up 23 basis points from one year ago, according to Mortgage Bankers Association's National Delinquency Survey.
The survey noted that consumers holding subprime and FHA mortgages registered the largest increase in delinquency.
Subprime loans carry higher interest rates and most often are sold to consumers with modest income and little or no credit.
Read more about homeowners struggling with their mortgage payments…
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